The number to calculate
An AUD label does not prove AUD settlement at every stage.
Net received = gross withdrawal − operator fee − processor fee − network or FX spread.
What changes the result
The main variables are account currency, settlement currency, FX rate, processor fee, received amount. A headline that omits one of these cannot support a complete value or timing estimate.
Keep the calculation in the account currency and note any conversion at deposit and withdrawal.
Decision boundary
Do not increase a deposit to unlock a tier or chase a deadline. If the withdrawal route, identity check or applicable limit is unclear, pause before funds enter the system.
Evidence checklist
- Check account currency
- Check settlement currency
- Check FX rate
- Check processor fee
- Check received amount